The aim of the present study is to investigate how the physical properties influence the interaction of the seat back frame and the safety belt. Seat-integrated 3- and 4-point configurations with both non-rigid and rigid seat back frames were compared with common 3-point configurations with anchor points on the car body. The LS-DYNA FE-analysis software was used in order to perform frontal crash simulations with a belted 50th percentile Hybrid III FE-dummy model as occupant. The belt-webbing distribution between the lap and the torso belts via a slip-ring and in combination with a non-rigid seat back frame increases the ride-down efficiency compared to a system with no belt-webbing distribution. No tendencies of pelvis submarining were observed regardless of belt configuration. The dynamic response of the seat back frame has some influence on the ride-down efficiency.